Real Estate

Stock Market

LEGACY

Owner of the purchased property

Physical asset

Shareholder, not owner of the business

Immaterial Asset

LEVERAGE

Main advantage

110% leverage possible in France

Loan repayment through rents

100% leverage not possible

Minimum down payment required

SAVINGS

Forced via loan repayments

No savings

FEES

Heavy

(Notary fees, Bôroom commission, …)

Few

(Shareholder transaction fees)

RECURRING EXPENSES

+/- important to preserve the value(renovation,…)

None

VOLATILITY

Few

Important

LIQUIDITY

Not Liquid,

minimum legal delays required

Main advantage

Very liquid

CASH FLOW

Main advantage

Predictable in case of rental, if incomesuperior to charges

Not predictable

In case of dividends

CAPITAL GAIN POTENTIAL

important if the property is well located and its purchased price is below market value

depends on the company performance and the market

TAXATION

- Property tax

- Capital gain depending on duration and ownership structure

- Dividends taxation

- Capital gain/loss taxation

TO SUM-UP

Real estate has lots of advantages compared to stock market upon your investment time horizon !

At Bôroom Immobilier, we’ve made our choice ! You?